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Lola Send is built on Celai, Leap Financial’s proprietary agentic framework. It orchestrates multi-step conversational workflows where AI agents collect information, invoke backend services through tool functions, and guide senders through regulated processes — all within a chat interface. The primary channel is WhatsApp, with support for Telegram and omnichannel routing via Chatwoot.

Why Lola Send

Bank retains control

Financial institutions configure agent prompts, tool availability, middleware ordering, channel allowlists, and escalation rules. Lola Send is a platform the bank deploys and controls — not a black-box service.

Security-first architecture

Encrypted callbacks (AES + HMAC), JWT session tokens with EC key pairs, secret management through Doppler, and non-root containerized deployment. No credentials are hardcoded; no sensitive data persists in conversation state.

Compliance integration

Lola Send orchestrates CIP/KYC verification flows and routes senders based on AML screening verdicts — but never makes compliance decisions. The bank’s compliance services retain full authority. Human escalation via Chatwoot is available at every stage.

Human-in-the-loop by design

No operation executes without explicit sender approval through authenticated web widgets. Every financial action requires the sender to confirm details in a secure, external interface before Lola Send proceeds.

PCI compliance

Card data never enters the chat layer. All payment instrument collection is handled in external vaulted widgets, isolating sensitive cardholder data from the conversational pipeline entirely.

AI safety

Agents operate with scoped capabilities — each has a defined set of tool functions and a bounded system prompt. Prompt injection protections, hallucination control through tool-function-only data retrieval, and restricted agent routing prevent misuse.

Security posture

Lola Send is designed for deployment in regulated financial environments. Security is not a feature layer — it is the foundation of every architectural decision.
PrincipleGuarantee
No operation without approvalEvery financial action requires explicit sender confirmation via authenticated web widget — the chat channel alone cannot trigger execution
Zero card data in chatPAN, CVV, and expiry are captured exclusively in PCI-scoped widgets with VGS vaulting — the AI layer never sees raw card data
Prompt injection containmentScoped system prompts, fixed tool sets, middleware-enforced authentication — sender input never reaches system instructions
Hallucination preventionAll financial data comes from verified tool functions, not model generation — exchange rates, recipients, and balances are never fabricated
VPC-contained dataAll services deploy within the VPC; Gemini runs on Vertex AI with VPC Service Controls; OpenAI calls operate under zero-retention enterprise agreements
Human escalationChatwoot integration enables the bank to route any conversation to a live human agent at any point

AI safety

Prompt injection, jailbreak, and hallucination defenses.

Human-in-the-loop

Two-phase confirmation and callback-gated execution.

PCI compliance

Zero card data exposure through tokenized vaulting.

Explore the documentation

Platform overview

Architecture layers, message flow, and bank control points.

Architecture

Celai framework internals, agent orchestration, and middleware pipeline.

Security and compliance

Defense-in-depth security, data residency, and compliance integration.